NDI Guarantees Officially Recognized by the National Bank of Ukraine: Expanded Opportunities for Business Lending

The guarantees issued by the National Development Institution (NDI) have been officially included in the list of eligible collateral under Resolution No. 351 of the National Bank of Ukraine (NBU). This enables banks to recognize NDI guarantees as reliable risk mitigation instruments when extending loans.

In practical terms, this translates into reduced risk exposure for banks and improved access to financing for businesses. This is particularly significant for micro, small and medium-sized enterprises (MSMEs), including agricultural producers, which often lack sufficient collateral to secure bank financing.

By incorporating NDI guarantees into the regulatory framework, the NBU has formally acknowledged them as a credible and fully-fledged financial instrument. This strengthens banks’ confidence in the risk-sharing mechanism and creates the conditions necessary to scale up support for entrepreneurs.

The decision also sends an important signal to international partners and donors. For those planning to expand their support for NDI’s credit guarantee operations, such regulatory recognition constitutes a key prerequisite for scaling guarantee programs. In particular, within the framework of cooperation with the German development institution KfW, this decision lays the foundation for expanding the guarantee mechanism and mobilizing additional resources for Ukrainian businesses.

As a result, more entrepreneurs will gain access to financing, enabling them to grow their businesses and create jobs. This represents another meaningful step toward strengthening Ukraine’s economic resilience.

The National Development Institution expresses its sincere appreciation to the National Bank of Ukraine for the prompt adoption of this decision, which marks an important milestone in the practical implementation of the Law of Ukraine “On the Establishment of the National Development Institution.”